Credit Manager

Job Description

  • Implementation of management /credit committees and Board directives on Credit Risk Management.
  • Ensure that interviews on new and renewing credit customers are done professionally and appropriate analysis forms are completed.
  • Be responsible for all Credit Products including Loans, Overdraft, Bank Guarantees, Letter of Credit etc.
  • Making sure that the loans documentation are prepared and maintained in line with the internal and external rules/ regulations
  • Ensure safe keeping of all papers related to the Collateral Securities pertaining to various credit facilities and safe keeping of Customer's Loan Files
  • Monitor the performance and execute regular controls of existing loan exposures.
  • Execute follow ups and workouts in case of defaults or foreseeable risks.
  • Review, develop, pilot-test and roll out new credit products and services at regular interval.
  • Analyse the Bank's Loan Portfolio to recognize principle performance trends and to advise management on necessary corrective actions.
  • Review of Credit Manual! Policy regularly but at least once a year; further to establish guidelines and procedures to enhance performance of the credit department and ensure that they are observed by every member
  • Assure in time accurate and complete Credit reports including B.O.T. returns.
  • Ensure that Regulator [BOT] Regulations, Guidelines and Circulars pertaining credit management are adhered to at all the time
  • Any other duties and responsibility that may be assigned by the Managing Director, Credit
  • Committee and the Board.


  • Master's degree in business related field.
  • Possessing additional qualifications like CPA or any other professional certification/qualification will be an added advantage.
  • Experience of 5 to 7 years in the Banking Industry at the level of Credit Manager or Credit Supervisor.
  • Conversant with IFRS Financial reporting Standards.
  • Vast understanding of credit reporting agencies as operational in Tanzania.

Strong computer skills:

  • Current working with Bankers Realm as a core banking system will be an added advantage.
  • Excellent written and verbal communication skills both Swahili and English
  • Strong problem solving and customer care to maintain strong relationship with customers.
  • Ability to negotiate effectively.
  • Integrity of the highest order.
  • Ability to team work and leading the team.
  • Analytical skills; high attention to detail and focusses on fact-based decision making.

Company Profile:

Salary: Not disclosed

Industry: Banking / Financial services / Broking

Functional Area: Marketing

Role Category: Others

Employment Type: Full time


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